Many Mac users have been using Cha-Ching to manage their bank accounts for some time. The guys at Midnight Apps are at it again, and this time their money management software is on the iPhone.

Just like the Mac version, Cha-Ching mobile allows you to create multiple account and manage your budget, schedule payments, and add payees. Probably the most amazing feature is the ability to sync all of the data from the Mac version of Cha-Ching wirelessly to your iPhone/iPod touch.

When you tap on the Budget icon in the toolbar, you have the ability to see at a glance your current budget. At the top is your overall budget showing how much money you have left on a scale. If you tap on the Budget icon a second time, a history of your budgets for each month will come up. When you're ready to set your budget, tap on "Edit" at the top. You can add or remove categories in the app settings.